Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Amloh branch in Fatehgarh Sahib, Amloh, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Fatehgarh Sahib or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0000762. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Amloh, Fatehgarh Sahib

Here are the key points that are associated with the IFSC Code UTIB0000762 of Axis Bank for its branch located in Fatehgarh Sahib, within the district of Amloh in the state of Punjab.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000762
Branch Amloh
City Fatehgarh Sahib
District Amloh
State Punjab
Address Khata No. 24/41- 44 & 24/1/45 51, Khasra No. 4/2/2, 4/1, 154, 65/3, 235/1, 65/1, 64, 65/2, 235/2 By-Pass Road, Amloh 147203 Dist. Fatehgarh Sahib, Punjab

These details helps users in online banking and for businesses and individuals who use Axis Bank in Fatehgarh Sahib for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000762 for the Amloh branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Amloh, Fatehgarh Sahib, Punjab, is provided a unique IFSC like UTIB0000762 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Fatehgarh Sahib.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Fatehgarh Sahib and Amloh.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Amloh do not get misguided to another person.

Format of the IFSC Code UTIB0000762

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Amloh in Fatehgarh Sahib.

For example, the IFSC Code UTIB0000762 of Axis Bank for the Amloh branch includes these elements, identifying the bank and the branch location in Fatehgarh Sahib and Punjab correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000762 of Axis Bank for its Amloh branch located in Fatehgarh Sahib, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Fatehgarh Sahib and Amloh, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Amloh or Fatehgarh Sahib to get the exact IFSC Code UTIB0000762.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Fatehgarh Sahib, you'll get the correct details.

How to Use IFSC Code UTIB0000762 for Online Transfers?

Once you have the IFSC Code UTIB0000762 for the Amloh branch of Axis Bank in Fatehgarh Sahib, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000762. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000762.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Amloh in Fatehgarh Sahib may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Amloh, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Fatehgarh Sahib manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Amloh Fatehgarh Sahib?

The IFSC Code of the Amloh Fatehgarh Sahib branch is UTIB0000762.

Is IFSC Code UTIB0000762 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Amloh branch?

The branch is located at Khata No. 24/41- 44 & 24/1/45 51, Khasra No. 4/2/2, 4/1, 154, 65/3, 235/1, 65/1, 64, 65/2, 235/2 By-Pass Road, Amloh 147203 Dist. Fatehgarh Sahib, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.