Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Amloh Road Gobindgarh branch in Fatehgarh Sahib, Gobindgarh, Punjab, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Fatehgarh Sahib or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0005214. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Amloh Road Gobindgarh, Fatehgarh Sahib

Here are the main details that are associated with the IFSC Code UTIB0005214 of Axis Bank for its branch located in Fatehgarh Sahib, within the district of Gobindgarh in the state of Punjab.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0005214
Branch Amloh Road Gobindgarh
City Fatehgarh Sahib
District Gobindgarh
State Punjab
Address Axis Bank Ltd Sector 21, Block A, Amloh Road Gobindgarh, District Fatehgarh Sahib, City Gobindgarh, Punjab Pin 147301

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Fatehgarh Sahib for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005214 for the Amloh Road Gobindgarh branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Amloh Road Gobindgarh, Fatehgarh Sahib, Punjab, are allotted a unique IFSC like UTIB0005214 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Fatehgarh Sahib.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Fatehgarh Sahib and Gobindgarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Amloh Road Gobindgarh reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code UTIB0005214

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Amloh Road Gobindgarh in Fatehgarh Sahib.

For example, the IFSC Code UTIB0005214 of Axis Bank for the Amloh Road Gobindgarh branch includes these elements, identifying the bank and the branch location in Fatehgarh Sahib and Punjab accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0005214 of Axis Bank for its Amloh Road Gobindgarh branch located in Fatehgarh Sahib, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Fatehgarh Sahib and Gobindgarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Amloh Road Gobindgarh or Fatehgarh Sahib to get the exact IFSC Code UTIB0005214.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Fatehgarh Sahib that will provide accurate information.

How to Use IFSC Code UTIB0005214 for Online Transfers?

Once you have the IFSC Code UTIB0005214 for the Amloh Road Gobindgarh branch of Axis Bank in Fatehgarh Sahib, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0005214. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005214.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Amloh Road Gobindgarh in Fatehgarh Sahib, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Amloh Road Gobindgarh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Fatehgarh Sahib to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Amloh Road Gobindgarh, Fatehgarh Sahib?

The IFSC Code is UTIB0005214.

Is the IFSC Code UTIB0005214 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Amloh Road Gobindgarh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Amloh Road Gobindgarh branch?

The address of the branch is Axis Bank Ltd Sector 21, Block A, Amloh Road Gobindgarh, District Fatehgarh Sahib, City Gobindgarh, Punjab Pin 147301 located in Fatehgarh Sahib, Gobindgarh, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.