The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Ratia branch in Fatehabad, Rattia, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Fatehabad or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0001303. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Ratia, Fatehabad
Here are the key points that are associated with the IFSC Code UTIB0001303 of Axis Bank for its branch located in Fatehabad, within the district of Rattia in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0001303 |
| Branch | Ratia |
| City | Fatehabad |
| District | Rattia |
| State | Haryana |
| Address | Gr. Floor,Khasra No. 617/2/2(2-8),2/1(0-3),Tohana Road, Ratia - 125051. Dist. Fatehbad,Haryana |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Fatehabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001303 for the Ratia branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Ratia, Fatehabad, Haryana, are allotted a unique IFSC like UTIB0001303 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Fatehabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Fatehabad and Rattia.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Ratia reaches the right place, even though there are thousands of branches in Haryana and across India.
Format of the IFSC Code UTIB0001303
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ratia in Fatehabad.
For example, the IFSC Code UTIB0001303 of Axis Bank for the Ratia branch includes these elements, identifying the bank and the branch location in Fatehabad and Haryana accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0001303 of Axis Bank for its Ratia branch located in Fatehabad, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Fatehabad and Rattia, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Ratia or Fatehabad to get the exact IFSC Code UTIB0001303.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Fatehabad, then it will provide you proper information.
How to Use IFSC Code UTIB0001303 for Online Transfers?
Once you have the IFSC Code UTIB0001303 for the Ratia branch of Axis Bank in Fatehabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0001303. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001303.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Ratia in Fatehabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Ratia, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Fatehabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0001303.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gr. Floor,Khasra No. 617/2/2(2-8),2/1(0-3),Tohana Road, Ratia - 125051. Dist. Fatehbad,Haryana located in Fatehabad, Rattia, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
