Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Fatehgarh branch in Farrukhabad, Fatehgarh, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Farrukhabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0004443. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Fatehgarh, Farrukhabad
Below in the table are the key details related to IFSC Code UTIB0004443 of Axis Bank for its branch located in Farrukhabad, within the district of Fatehgarh in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0004443 |
| Branch | Fatehgarh |
| City | Farrukhabad |
| District | Fatehgarh |
| State | Uttar Pradesh |
| Address | Ground Floor, 1/16, Mohalla Bajariya Aliganj, Pargana Pahara, Tahsil Sadar, Fatehgarh 209601 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Farrukhabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004443 for the Fatehgarh branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Fatehgarh, Farrukhabad, Uttar Pradesh, is provided with a unique IFSC like UTIB0004443 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Farrukhabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Farrukhabad and Fatehgarh.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Fatehgarh do not get mixed with another location.
Format of the IFSC Code UTIB0004443
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fatehgarh in Farrukhabad.
For example, the IFSC Code UTIB0004443 of Axis Bank for the Fatehgarh branch includes these elements, identifying the bank and the branch location in Farrukhabad and Uttar Pradesh accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0004443 of Axis Bank for its Fatehgarh branch located in Farrukhabad, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Farrukhabad and Fatehgarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Fatehgarh or Farrukhabad to find the exact IFSC Code UTIB0004443.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Farrukhabad will provide accurate information.
How to Use IFSC Code UTIB0004443 for Online Transfers?
If you have the IFSC Code UTIB0004443 for the Fatehgarh branch of Axis Bank in Farrukhabad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0004443. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0004443.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Fatehgarh in Farrukhabad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Fatehgarh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Farrukhabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0004443.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, 1/16, Mohalla Bajariya Aliganj, Pargana Pahara, Tahsil Sadar, Fatehgarh 209601 located in Farrukhabad, Fatehgarh, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.