IFSC Code of Axis Bank, Kizhakkambalam, Ernakulam, Kerala- UTIB0003577

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Kizhakkambalam branch in Ernakulam, Ernakulam, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Ernakulam or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code UTIB0003577. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Kizhakkambalam, Ernakulam

Here are some of the key details that come with the IFSC Code UTIB0003577 of Axis Bank for its branch located in Ernakulam, within the district of Ernakulam in the state of Kerala.

These details help users in online banking and for businesses and individuals who use Axis Bank in Ernakulam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003577 for the Kizhakkambalam branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Kizhakkambalam, Ernakulam, Kerala, are allotted a unique IFSC like UTIB0003577 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Ernakulam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Ernakulam and Ernakulam.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Kizhakkambalam reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code UTIB0003577

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kizhakkambalam in Ernakulam.

For example, the IFSC Code UTIB0003577 of Axis Bank for the Kizhakkambalam branch has these elements, identifying the bank and the branch location in Ernakulam and Kerala correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003577 of Axis Bank for its Kizhakkambalam branch located in Ernakulam, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Ernakulam and Ernakulam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Kizhakkambalam or Ernakulam to get the exact IFSC Code UTIB0003577.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Ernakulam that will provide accurate information.

How to Use IFSC Code UTIB0003577 for Online Transfers?

If you have the IFSC Code UTIB0003577 for the Kizhakkambalam branch of Axis Bank in Ernakulam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003577. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0003577.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Kizhakkambalam in Ernakulam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Kizhakkambalam, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ernakulam to handle online money transfers and get their cheques cleared smoothly.