IFSC Code of Axis Bank, Kaloor, Kochi, Kaloor, Kerala- UTIB0001904

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Kaloor, Kochi branch in Ernakulam, Kaloor, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Ernakulam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UTIB0001904. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Kaloor, Kochi, Ernakulam

The table below shows the main details of the IFSC Code UTIB0001904 for the Axis Bank branch in Ernakulam, which falls under the Kaloor district in Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Ernakulam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001904 for the Kaloor, Kochi branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Kaloor, Kochi, Ernakulam, Kerala, is provided a unique IFSC like UTIB0001904 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Ernakulam.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Ernakulam and Kaloor.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Kaloor, Kochi do not get misguided to another person.

Format of the IFSC Code UTIB0001904

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kaloor, Kochi in Ernakulam.

For example, the IFSC Code UTIB0001904 of Axis Bank for the Kaloor, Kochi branch includes these elements, identifying the bank and the branch location in Ernakulam and Kerala accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001904 of Axis Bank for its Kaloor, Kochi branch located in Ernakulam, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Ernakulam and Kaloor, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Kaloor, Kochi or Ernakulam to get the exact IFSC Code UTIB0001904.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Ernakulam, you'll get the correct details.

How to Use IFSC Code UTIB0001904 for Online Transfers?

If you have the IFSC Code UTIB0001904 for the Kaloor, Kochi branch of Axis Bank in Ernakulam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001904. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0001904.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Kaloor, Kochi in Ernakulam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Kaloor, Kochi, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ernakulam manage their online transfers and cheque clearances easily.