There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Rangpo (Sikkim) branch in East Sikkim, Rungpo, Sikkim, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in East Sikkim or anywhere in Sikkim can easily transfer funds instantly by using the correct IFSC Code UTIB0000441. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Rangpo (Sikkim), East Sikkim
The table below shows the main details of the IFSC Code UTIB0000441 for the Axis Bank branch in East Sikkim, which falls under the Rungpo district in Sikkim.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000441 |
| Branch | Rangpo (Sikkim) |
| City | East Sikkim |
| District | Rungpo |
| State | Sikkim |
| Address | Sikkim Distilleries Limited Main Market,31A National Highway |
These details helps users in online banking and for businesses and individuals who use Axis Bank in East Sikkim for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000441 for the Rangpo (Sikkim) branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Rangpo (Sikkim), East Sikkim, Sikkim, is provided with a unique IFSC like UTIB0000441 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in East Sikkim.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like East Sikkim and Rungpo.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Sikkim and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Rangpo (Sikkim) do not get mixed with another location.
Format of the IFSC Code UTIB0000441
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rangpo (Sikkim) in East Sikkim.
For example, the IFSC Code UTIB0000441 of Axis Bank for the Rangpo (Sikkim) branch includes these elements, identifying the bank and the branch location in East Sikkim and Sikkim correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0000441 of Axis Bank for its Rangpo (Sikkim) branch located in East Sikkim, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in East Sikkim and Rungpo, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Rangpo (Sikkim) or East Sikkim to get the exact IFSC Code UTIB0000441.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and East Sikkim, you'll get the correct details.
How to Use IFSC Code UTIB0000441 for Online Transfers?
Once you have the IFSC Code UTIB0000441 for the Rangpo (Sikkim) branch of Axis Bank in East Sikkim, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0000441. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000441.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Rangpo (Sikkim) in East Sikkim, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Rangpo (Sikkim), here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in East Sikkim to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0000441.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sikkim Distilleries Limited Main Market,31A National Highway located in East Sikkim, Rungpo, Sikkim.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
