Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Kottur branch in Dindigul, Silukkuvarpatti, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Dindigul or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB0001746. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Kottur, Dindigul

Below in the table are the key details related to IFSC Code UTIB0001746 of Axis Bank for its branch located in Dindigul, within the district of Silukkuvarpatti in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001746
Branch Kottur
City Dindigul
District Silukkuvarpatti
State Tamil Nadu
Address No.3/349, B,C,D,E, Annanagar, Nilakottai Taluk, Kottur, Dist. Dindigul, Tamil Nadu, Pin 624215

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Dindigul for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001746 for the Kottur branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0001746 is given to every bank branch, including Axis Bank located in Kottur, Dindigul, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Dindigul.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dindigul and Silukkuvarpatti.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Kottur doesn't end up at another location.

Format of the IFSC Code UTIB0001746

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kottur in Dindigul.

For example, the IFSC Code UTIB0001746 of Axis Bank for the Kottur branch includes these elements, identifying the bank and the branch location in Dindigul and Tamil Nadu accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0001746 of Axis Bank for its Kottur branch located in Dindigul, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Dindigul and Silukkuvarpatti, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Kottur or Dindigul to get the exact IFSC Code UTIB0001746.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Dindigul, then it will provide you proper information.

How to Use IFSC Code UTIB0001746 for Online Transfers?

If you have the IFSC Code UTIB0001746 for the Kottur branch of Axis Bank in Dindigul, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001746. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0001746.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Kottur in Dindigul, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Kottur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dindigul to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Kottur, Dindigul?

The IFSC Code is UTIB0001746.

Is the IFSC Code UTIB0001746 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Kottur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kottur branch?

The address of the branch is No.3/349, B,C,D,E, Annanagar, Nilakottai Taluk, Kottur, Dist. Dindigul, Tamil Nadu, Pin 624215 located in Dindigul, Silukkuvarpatti, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.