IFSC Code of Axis Bank, Regal Circle Dharwad, Dharwad, Karnataka- UTIB0003559

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Regal Circle Dharwad branch in Dharwad, Dharwad, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Dharwad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0003559. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Regal Circle Dharwad, Dharwad

Here are the key points that are associated with the IFSC Code UTIB0003559 of Axis Bank for its branch located in Dharwad, within the district of Dharwad in the state of Karnataka.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Dharwad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003559 for the Regal Circle Dharwad branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Regal Circle Dharwad, Dharwad, Karnataka, is provided a unique IFSC like UTIB0003559 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Dharwad.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Dharwad and Dharwad.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Regal Circle Dharwad do not get misguided to another person.

Format of the IFSC Code UTIB0003559

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Regal Circle Dharwad in Dharwad.

For example, the IFSC Code UTIB0003559 of Axis Bank for the Regal Circle Dharwad branch includes these elements, identifying the bank and the branch location in Dharwad and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003559 of Axis Bank for its Regal Circle Dharwad branch located in Dharwad, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Dharwad and Dharwad, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Regal Circle Dharwad or Dharwad to get the exact IFSC Code UTIB0003559.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Dharwad, you'll get the correct details.

How to Use IFSC Code UTIB0003559 for Online Transfers?

Once you have the IFSC Code UTIB0003559 for the Regal Circle Dharwad branch of Axis Bank in Dharwad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0003559. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003559.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Regal Circle Dharwad in Dharwad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Regal Circle Dharwad, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dharwad manage online transfers as well as cheque clearances with ease.