IFSC Code of Axis Bank, Jamia Cooperative Bank Limited, Zakir Nagar, Delhi, Delhi- UTIB0SJCB05

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Jamia Cooperative Bank Limited, Zakir Nagar branch in Delhi, Delhi, Delhi, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Delhi or anywhere in Delhi can easily transfer funds instantly by using the correct IFSC Code UTIB0SJCB05. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Jamia Cooperative Bank Limited, Zakir Nagar, Delhi

Here are the main details that are associated with the IFSC Code UTIB0SJCB05 of Axis Bank for its branch located in Delhi, within the district of Delhi in the state of Delhi.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Delhi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SJCB05 for the Jamia Cooperative Bank Limited, Zakir Nagar branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Jamia Cooperative Bank Limited, Zakir Nagar, Delhi, Delhi, are allotted a unique IFSC like UTIB0SJCB05 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Delhi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Delhi and Delhi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Jamia Cooperative Bank Limited, Zakir Nagar reaches the right place, even though there are thousands of branches in Delhi and across India.

Format of the IFSC Code UTIB0SJCB05

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamia Cooperative Bank Limited, Zakir Nagar in Delhi.

For example, the IFSC Code UTIB0SJCB05 of Axis Bank for the Jamia Cooperative Bank Limited, Zakir Nagar branch includes these elements, identifying the bank and the branch location in Delhi and Delhi accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SJCB05 of Axis Bank for its Jamia Cooperative Bank Limited, Zakir Nagar branch located in Delhi, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Delhi and Delhi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Jamia Cooperative Bank Limited, Zakir Nagar or Delhi to get the exact IFSC Code UTIB0SJCB05.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Delhi, you'll get the correct details.

How to Use IFSC Code UTIB0SJCB05 for Online Transfers?

Once you have the IFSC Code UTIB0SJCB05 for the Jamia Cooperative Bank Limited, Zakir Nagar branch of Axis Bank in Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0SJCB05. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SJCB05.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Jamia Cooperative Bank Limited, Zakir Nagar in Delhi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Jamia Cooperative Bank Limited, Zakir Nagar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Delhi to handle online money transfers and get their cheques cleared smoothly.