IFSC Code of Axis Bank, City Co Operative Bank Ltd, Davangere, Karnataka — UTIB0SCCOBL

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its City Co Operative Bank Ltd branch in Davangere, Davangere, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Davangere or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SCCOBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, City Co Operative Bank Ltd, Davangere

Here are the key points that are associated with the IFSC Code UTIB0SCCOBL of Axis Bank for its branch located in Davangere, within the district of Davangere in the state of Karnataka.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Davangere for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SCCOBL for the City Co Operative Bank Ltd branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in City Co Operative Bank Ltd, Davangere, Karnataka, are given a unique IFSC like UTIB0SCCOBL to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Davangere.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Davangere and Davangere.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in City Co Operative Bank Ltd goes to the correct branch. This is important because Axis Bank has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0SCCOBL

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as City Co Operative Bank Ltd in Davangere.

For example, the IFSC Code UTIB0SCCOBL of Axis Bank for the City Co Operative Bank Ltd branch includes these elements, identifying the bank and the branch location in Davangere and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0SCCOBL of Axis Bank for its City Co Operative Bank Ltd branch located in Davangere, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Davangere and Davangere, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for City Co Operative Bank Ltd or Davangere to get the exact IFSC Code UTIB0SCCOBL.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Davangere, then it will provide you proper information.

How to Use IFSC Code UTIB0SCCOBL for Online Transfers?

Once you have the IFSC Code UTIB0SCCOBL for the City Co Operative Bank Ltd branch of Axis Bank in Davangere, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0SCCOBL. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SCCOBL.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank City Co Operative Bank Ltd in Davangere, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in City Co Operative Bank Ltd, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Davangere manage online transfers as well as cheque clearances with ease.