The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Moodbidri branch in Dakshin Kannad, Moodabidri, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0001901. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Moodbidri, Dakshin Kannad

Here are the main details that are associated with the IFSC Code UTIB0001901 of Axis Bank for its branch located in Dakshin Kannad, within the district of Moodabidri in the state of Karnataka.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001901
Branch Moodbidri
City Dakshin Kannad
District Moodabidri
State Karnataka
Address Upper Ground Floor, Menezes Commercial Complex, Alwa Hospital Road,Moodbidri, Dist. Dakshina Kannada, Karnataka,Pin 574227

These details helps users in online banking and for businesses and individuals who use Axis Bank in Dakshin Kannad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001901 for the Moodbidri branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Moodbidri, Dakshin Kannad, Karnataka, are allotted a unique IFSC like UTIB0001901 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dakshin Kannad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dakshin Kannad and Moodabidri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Moodbidri reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code UTIB0001901

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Moodbidri in Dakshin Kannad.

For example, the IFSC Code UTIB0001901 of Axis Bank for the Moodbidri branch has these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0001901 of Axis Bank for its Moodbidri branch located in Dakshin Kannad, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Dakshin Kannad and Moodabidri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Moodbidri or Dakshin Kannad to find the exact IFSC Code UTIB0001901.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Dakshin Kannad will provide accurate information.

How to Use IFSC Code UTIB0001901 for Online Transfers?

If you have the IFSC Code UTIB0001901 for the Moodbidri branch of Axis Bank in Dakshin Kannad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001901. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0001901.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Moodbidri in Dakshin Kannad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Moodbidri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dakshin Kannad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Moodbidri, Dakshin Kannad?

The IFSC Code is UTIB0001901.

Is the IFSC Code UTIB0001901 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Moodbidri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Moodbidri branch?

The address of the branch is Upper Ground Floor, Menezes Commercial Complex, Alwa Hospital Road,Moodbidri, Dist. Dakshina Kannada, Karnataka,Pin 574227 located in Dakshin Kannad, Moodabidri, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.