For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Navagam branch in Dahod, Navagam, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Dahod or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0001306. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Navagam, Dahod
Here are some of the key details that come with the IFSC Code UTIB0001306 of Axis Bank for its branch located in Dahod, within the district of Navagam in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0001306 |
| Branch | Navagam |
| City | Dahod |
| District | Navagam |
| State | Gujarat |
| Address | Shivnagar Plot 12,13 & 14, Nr. Navsarjan Society, Kamrej Surat Road,Navagam, Kamrej Char Rasta, Kamrej - 394 180 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Dahod for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001306 for the Navagam branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Navagam, Dahod, Gujarat, is provided with a unique IFSC like UTIB0001306 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Dahod.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dahod and Navagam.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Navagam do not get mixed with another location.
Format of the IFSC Code UTIB0001306
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Navagam in Dahod.
For example, the IFSC Code UTIB0001306 of Axis Bank for the Navagam branch includes these elements, identifying the bank and the branch location in Dahod and Gujarat accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0001306 of Axis Bank for its Navagam branch located in Dahod, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Dahod and Navagam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Navagam or Dahod to find the exact IFSC Code UTIB0001306.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Dahod will provide accurate information.
How to Use IFSC Code UTIB0001306 for Online Transfers?
Once you have the IFSC Code UTIB0001306 for the Navagam branch of Axis Bank in Dahod, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0001306. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0001306.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Navagam in Dahod, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Navagam, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dahod manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0001306.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shivnagar Plot 12,13 & 14, Nr. Navsarjan Society, Kamrej Surat Road,Navagam, Kamrej Char Rasta, Kamrej - 394 180 located in Dahod, Navagam, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
