There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Rayachoti branch in Cuddapah, Rayachoti, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Cuddapah or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0002158. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Rayachoti, Cuddapah
The table below shows the main details of the IFSC Code UTIB0002158 for the Axis Bank branch in Cuddapah, which falls under the Rayachoti district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002158 |
| Branch | Rayachoti |
| City | Cuddapah |
| District | Rayachoti |
| State | Andhra Pradesh |
| Address | Door No.33/33-A, Kadapa-Chitoor Highway, Rayachoti, Dist,Kadapa, Andhra Pradesh, Pin 516269 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Cuddapah for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002158 for the Rayachoti branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Rayachoti, Cuddapah, Andhra Pradesh, is provided with a unique IFSC like UTIB0002158 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Cuddapah.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Cuddapah and Rayachoti.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Rayachoti do not get mixed with another location.
Format of the IFSC Code UTIB0002158
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rayachoti in Cuddapah.
For example, the IFSC Code UTIB0002158 of Axis Bank for the Rayachoti branch includes these elements, identifying the bank and the branch location in Cuddapah and Andhra Pradesh accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0002158 of Axis Bank for its Rayachoti branch located in Cuddapah, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Cuddapah and Rayachoti, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Rayachoti or Cuddapah to find the exact IFSC Code UTIB0002158.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Cuddapah will provide accurate information.
How to Use IFSC Code UTIB0002158 for Online Transfers?
Once you have the IFSC Code UTIB0002158 for the Rayachoti branch of Axis Bank in Cuddapah, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0002158. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002158.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Rayachoti in Cuddapah, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Rayachoti, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Cuddapah manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0002158.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Door No.33/33-A, Kadapa-Chitoor Highway, Rayachoti, Dist,Kadapa, Andhra Pradesh, Pin 516269 located in Cuddapah, Rayachoti, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
