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IFSC Code of Axis Bank, Chidambaram, Chidambaram, Tamil Nadu — UTIB0001107

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Chidambaram branch in Cuddalore, Chidambaram, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Cuddalore or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code UTIB0001107. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Chidambaram, Cuddalore

Here are some of the key details that come with the IFSC Code UTIB0001107 of Axis Bank for its branch located in Cuddalore, within the district of Chidambaram in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001107
Branch Chidambaram
City Cuddalore
District Chidambaram
State Tamil Nadu
Address Door No.78, East Car Street , Chidambaram, Dist. Cuddalore, Tamil Nadu, Pin 608 001

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Cuddalore for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001107 for the Chidambaram branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Chidambaram, Cuddalore, Tamil Nadu, are given a unique IFSC like UTIB0001107 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Cuddalore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Cuddalore and Chidambaram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Chidambaram goes to the correct branch. This is important because Axis Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0001107

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chidambaram in Cuddalore.

For example, the IFSC Code UTIB0001107 of Axis Bank for the Chidambaram branch includes these elements, identifying the bank and the branch location in Cuddalore and Tamil Nadu correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001107 of Axis Bank for its Chidambaram branch located in Cuddalore, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Cuddalore and Chidambaram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Chidambaram or Cuddalore to get the exact IFSC Code UTIB0001107.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Cuddalore that will provide accurate information.

How to Use IFSC Code UTIB0001107 for Online Transfers?

Once you have the IFSC Code UTIB0001107 for the Chidambaram branch of Axis Bank in Cuddalore, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0001107. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001107.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Chidambaram in Cuddalore, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Chidambaram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cuddalore to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Chidambaram, Cuddalore?

The IFSC Code is UTIB0001107.

Is the IFSC Code UTIB0001107 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Chidambaram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chidambaram branch?

The address of the branch is Door No.78, East Car Street , Chidambaram, Dist. Cuddalore, Tamil Nadu, Pin 608 001 located in Cuddalore, Chidambaram, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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