IFSC Code of Axis Bank, Ratangarh, Ratangarh, Rajasthan- UTIB0004148

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Ratangarh branch in Churu, Ratangarh, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Churu or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0004148. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Ratangarh, Churu

Here are the main details that are associated with the IFSC Code UTIB0004148 of Axis Bank for its branch located in Churu, within the district of Ratangarh in the state of Rajasthan.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Churu for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0004148 for the Ratangarh branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0004148 is given to every bank branch, including Axis Bank located in Ratangarh, Churu, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Churu.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Churu and Ratangarh.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Ratangarh doesn't end up at another location.

Format of the IFSC Code UTIB0004148

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ratangarh in Churu.

For example, the IFSC Code UTIB0004148 of Axis Bank for the Ratangarh branch includes these elements, identifying the bank and the branch location in Churu and Rajasthan accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0004148 of Axis Bank for its Ratangarh branch located in Churu, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Churu and Ratangarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Ratangarh or Churu to get the exact IFSC Code UTIB0004148.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Churu, then it will provide you proper information.

How to Use IFSC Code UTIB0004148 for Online Transfers?

Once you have the IFSC Code UTIB0004148 for the Ratangarh branch of Axis Bank in Churu, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004148. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0004148.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Ratangarh in Churu, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Ratangarh, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Churu to handle online money transfers and get their cheques cleared smoothly.