For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Churu branch in Churu, Churu, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Churu or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0001387. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Churu, Churu

Here are the main details that are associated with the IFSC Code UTIB0001387 of Axis Bank for its branch located in Churu, within the district of Churu in the state of Rajasthan.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001387
Branch Churu
City Churu
District Churu
State Rajasthan
Address Ward No. 10, Nai Sarak, Churu ┬Û 331001 Rajasthan.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Churu for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001387 for the Churu branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Churu, Churu, Rajasthan, are allotted a unique IFSC like UTIB0001387 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Churu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Churu and Churu.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Churu reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code UTIB0001387

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Churu in Churu.

For example, the IFSC Code UTIB0001387 of Axis Bank for the Churu branch includes these elements, identifying the bank and the branch location in Churu and Rajasthan accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0001387 of Axis Bank for its Churu branch located in Churu, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Churu and Churu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Churu or Churu to get the exact IFSC Code UTIB0001387.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Churu, then it will provide you proper information.

How to Use IFSC Code UTIB0001387 for Online Transfers?

Once you have the IFSC Code UTIB0001387 for the Churu branch of Axis Bank in Churu, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001387. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0001387.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Churu in Churu, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Churu, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Churu manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Churu, Churu?

The IFSC Code is UTIB0001387.

Is the IFSC Code UTIB0001387 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Churu?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Churu branch?

The address of the branch is Ward No. 10, Nai Sarak, Churu ┬Û 331001 Rajasthan. located in Churu, Churu, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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