Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Churachandpur branch in Churachandpur, Churachandpur, Manipur, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Churachandpur or anywhere in Manipur can transfer funds instantly by using the correct IFSC Code UTIB0001868. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Churachandpur, Churachandpur

The table below shows the main details of the IFSC Code UTIB0001868 for the Axis Bank branch in Churachandpur, which falls under the Churachandpur district in Manipur.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001868
Branch Churachandpur
City Churachandpur
District Churachandpur
State Manipur
Address New Bazar, Tiddim Road,Tedim Road & Thangzam Road Junction, Churachandpur, Manipur 795128

These details helps users in online banking and for businesses and individuals who use Axis Bank in Churachandpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001868 for the Churachandpur branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Churachandpur, Churachandpur, Manipur, are allotted a unique IFSC like UTIB0001868 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Churachandpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Churachandpur and Churachandpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Churachandpur reaches the right place, even though there are thousands of branches in Manipur and across India.

Format of the IFSC Code UTIB0001868

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Churachandpur in Churachandpur.

For example, the IFSC Code UTIB0001868 of Axis Bank for the Churachandpur branch includes these elements, identifying the bank and the branch location in Churachandpur and Manipur accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0001868 of Axis Bank for its Churachandpur branch located in Churachandpur, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Churachandpur and Churachandpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Churachandpur or Churachandpur to find the exact IFSC Code UTIB0001868.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Churachandpur will provide accurate information.

How to Use IFSC Code UTIB0001868 for Online Transfers?

Once you have the IFSC Code UTIB0001868 for the Churachandpur branch of Axis Bank in Churachandpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001868. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0001868.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Churachandpur in Churachandpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Churachandpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Churachandpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Churachandpur, Churachandpur?

The IFSC Code is UTIB0001868.

Is the IFSC Code UTIB0001868 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Churachandpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Churachandpur branch?

The address of the branch is New Bazar, Tiddim Road,Tedim Road & Thangzam Road Junction, Churachandpur, Manipur 795128 located in Churachandpur, Churachandpur, Manipur.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.