Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Kuppam branch in Chittoor, Kuppam, or Andhra Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Chittoor or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0004327. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Kuppam, Chittoor
Here are the main details that are associated with the IFSC Code UTIB0004327 of Axis Bank for its branch located in Chittoor, within the district of Kuppam in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0004327 |
| Branch | Kuppam |
| City | Chittoor |
| District | Kuppam |
| State | Andhra Pradesh |
| Address | Gr Flr, Dno. 13,173,1, 13Th Ward, Kuppam, Kuppam Mandal, Chittoor Dt 517425 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Chittoor for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004327 for the Kuppam branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Kuppam, Chittoor, Andhra Pradesh, are allotted a unique IFSC like UTIB0004327 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Chittoor.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Chittoor and Kuppam.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Kuppam reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code UTIB0004327
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kuppam in Chittoor.
For example, the IFSC Code UTIB0004327 of Axis Bank for the Kuppam branch includes these elements, identifying the bank and the branch location in Chittoor and Andhra Pradesh accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0004327 of Axis Bank for its Kuppam branch located in Chittoor, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Chittoor and Kuppam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Kuppam or Chittoor to find the exact IFSC Code UTIB0004327.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Chittoor will provide accurate information.
How to Use IFSC Code UTIB0004327 for Online Transfers?
Once you have the IFSC Code UTIB0004327 for the Kuppam branch of Axis Bank in Chittoor, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0004327. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004327.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Kuppam in Chittoor may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Kuppam, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Chittoor manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0004327.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gr Flr, Dno. 13,173,1, 13Th Ward, Kuppam, Kuppam Mandal, Chittoor Dt 517425 located in Chittoor, Kuppam, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
