There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Nimbahera branch in Chittaurgarh, Nimbahera, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Chittaurgarh or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code UTIB0002981. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Nimbahera, Chittaurgarh

Here are some of the key details that come with the IFSC Code UTIB0002981 of Axis Bank for its branch located in Chittaurgarh, within the district of Nimbahera in the state of Rajasthan.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002981
Branch Nimbahera
City Chittaurgarh
District Nimbahera
State Rajasthan
Address Ground Floor Araji No 1187 Mundra Complex Udaipur Road Nimbahera 312601 Dist Chhitaurgarh

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Chittaurgarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002981 for the Nimbahera branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Nimbahera, Chittaurgarh, Rajasthan, are given a unique IFSC like UTIB0002981 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chittaurgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Chittaurgarh and Nimbahera.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Nimbahera goes to the correct branch. This is important because Axis Bank has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0002981

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nimbahera in Chittaurgarh.

For example, the IFSC Code UTIB0002981 of Axis Bank for the Nimbahera branch includes these elements, identifying the bank and the branch location in Chittaurgarh and Rajasthan accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002981 of Axis Bank for its Nimbahera branch located in Chittaurgarh, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Chittaurgarh and Nimbahera, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Nimbahera or Chittaurgarh to get the exact IFSC Code UTIB0002981.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Chittaurgarh, you'll get the correct details.

How to Use IFSC Code UTIB0002981 for Online Transfers?

Once you have the IFSC Code UTIB0002981 for the Nimbahera branch of Axis Bank in Chittaurgarh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002981. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002981.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Nimbahera in Chittaurgarh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Nimbahera, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chittaurgarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Nimbahera Chittaurgarh?

The IFSC Code of the Nimbahera Chittaurgarh branch is UTIB0002981.

Is IFSC Code UTIB0002981 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Nimbahera branch?

The branch is located at Ground Floor Araji No 1187 Mundra Complex Udaipur Road Nimbahera 312601 Dist Chhitaurgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.