Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Sri Seetharaghava Souharda Sah Bank branch in Chitradurga, Hosadurga, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Chitradurga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SSSSBN. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Sri Seetharaghava Souharda Sah Bank, Chitradurga

The table below shows the main details of the IFSC Code UTIB0SSSSBN for the Axis Bank branch in Chitradurga, which falls under the Hosadurga district in Karnataka.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0SSSSBN
Branch Sri Seetharaghava Souharda Sah Bank
City Chitradurga
District Hosadurga
State Karnataka
Address Bus Stand Road, Hosadurga,Pin-577527

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Chitradurga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SSSSBN for the Sri Seetharaghava Souharda Sah Bank branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0SSSSBN is given to every bank branch, including Axis Bank located in Sri Seetharaghava Souharda Sah Bank, Chitradurga, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Chitradurga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Chitradurga and Hosadurga.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Sri Seetharaghava Souharda Sah Bank doesn't end up at another location.

Format of the IFSC Code UTIB0SSSSBN

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sri Seetharaghava Souharda Sah Bank in Chitradurga.

For example, the IFSC Code UTIB0SSSSBN of Axis Bank for the Sri Seetharaghava Souharda Sah Bank branch includes these elements, identifying the bank and the branch location in Chitradurga and Karnataka correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SSSSBN of Axis Bank for its Sri Seetharaghava Souharda Sah Bank branch located in Chitradurga, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Chitradurga and Hosadurga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Sri Seetharaghava Souharda Sah Bank or Chitradurga to get the exact IFSC Code UTIB0SSSSBN.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Chitradurga that will provide accurate information.

How to Use IFSC Code UTIB0SSSSBN for Online Transfers?

Once you have the IFSC Code UTIB0SSSSBN for the Sri Seetharaghava Souharda Sah Bank branch of Axis Bank in Chitradurga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0SSSSBN. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SSSSBN.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Sri Seetharaghava Souharda Sah Bank in Chitradurga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Sri Seetharaghava Souharda Sah Bank, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chitradurga manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Sri Seetharaghava Souharda Sah Bank, Chitradurga?

The IFSC Code is UTIB0SSSSBN.

Is the IFSC Code UTIB0SSSSBN permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Sri Seetharaghava Souharda Sah Bank?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sri Seetharaghava Souharda Sah Bank branch?

The address of the branch is Bus Stand Road, Hosadurga,Pin-577527 located in Chitradurga, Hosadurga, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.