IFSC Code of Axis Bank, Shri Kanyaka Nagari Sahakari Bank, Chandrapur, Chandigarh- UTIB0SKNS03

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Shri Kanyaka Nagari Sahakari Bank branch in Chandrapur, Chandrapur, Chandigarh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Chandrapur or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code UTIB0SKNS03. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Shri Kanyaka Nagari Sahakari Bank, Chandrapur

Here are the main details that are associated with the IFSC Code UTIB0SKNS03 of Axis Bank for its branch located in Chandrapur, within the district of Chandrapur in the state of Chandigarh.

These details help users in online banking and for businesses and individuals who use Axis Bank in Chandrapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SKNS03 for the Shri Kanyaka Nagari Sahakari Bank branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Shri Kanyaka Nagari Sahakari Bank, Chandrapur, Chandigarh, are allotted a unique IFSC like UTIB0SKNS03 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Chandrapur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Chandrapur and Chandrapur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Shri Kanyaka Nagari Sahakari Bank reaches the right place, even though there are thousands of branches in Chandigarh and across India.

Format of the IFSC Code UTIB0SKNS03

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shri Kanyaka Nagari Sahakari Bank in Chandrapur.

For example, the IFSC Code UTIB0SKNS03 of Axis Bank for the Shri Kanyaka Nagari Sahakari Bank branch includes these elements, identifying the bank and the branch location in Chandrapur and Chandigarh correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SKNS03 of Axis Bank for its Shri Kanyaka Nagari Sahakari Bank branch located in Chandrapur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Chandrapur and Chandrapur, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Shri Kanyaka Nagari Sahakari Bank or Chandrapur to get the exact IFSC Code UTIB0SKNS03.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Chandrapur, you'll get the correct details.

How to Use IFSC Code UTIB0SKNS03 for Online Transfers?

Once you have the IFSC Code UTIB0SKNS03 for the Shri Kanyaka Nagari Sahakari Bank branch of Axis Bank in Chandrapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0SKNS03. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SKNS03.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Shri Kanyaka Nagari Sahakari Bank in Chandrapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Shri Kanyaka Nagari Sahakari Bank, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chandrapur manage their online transfers and cheque clearances easily.