Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Sector Fourty Four C branch in Chandigarh, Chandigarh, or Chandigarh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Chandigarh or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code UTIB0003479. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Sector Fourty Four C, Chandigarh
Below in the table are the key details related to IFSC Code UTIB0003479 of Axis Bank for its branch located in Chandigarh, within the district of Chandigarh in the state of Chandigarh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003479 |
| Branch | Sector Fourty Four C |
| City | Chandigarh |
| District | Chandigarh |
| State | Chandigarh |
| Address | Sco 258, Gf Basement |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Chandigarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0003479 for the Sector Fourty Four C branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Sector Fourty Four C, Chandigarh, Chandigarh, is provided with a unique IFSC like UTIB0003479 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Chandigarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Chandigarh and Chandigarh.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Chandigarh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Sector Fourty Four C do not get mixed with another location.
Format of the IFSC Code UTIB0003479
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sector Fourty Four C in Chandigarh.
For example, the IFSC Code UTIB0003479 of Axis Bank for the Sector Fourty Four C branch includes these elements, identifying the bank and the branch location in Chandigarh and Chandigarh correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0003479 of Axis Bank for its Sector Fourty Four C branch located in Chandigarh, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in Chandigarh and Chandigarh, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Sector Fourty Four C or Chandigarh to get the exact IFSC Code UTIB0003479.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Chandigarh, you'll get the correct details.
How to Use IFSC Code UTIB0003479 for Online Transfers?
Once you have the IFSC Code UTIB0003479 for the Sector Fourty Four C branch of Axis Bank in Chandigarh, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0003479. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003479.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Sector Fourty Four C in Chandigarh may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Sector Fourty Four C, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Chandigarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sector Fourty Four C Chandigarh branch is UTIB0003479.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sco 258, Gf Basement.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
