IFSC Code of Axis Bank, Chanchal Branch, Chanchal, West Bengal- UTIB0003237

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Chanchal Branch branch in Chanchal, Chanchal, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Chanchal or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0003237. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Chanchal Branch, Chanchal

Below in the table are the key details related to IFSC Code UTIB0003237 of Axis Bank for its branch located in Chanchal, within the district of Chanchal in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Chanchal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0003237 for the Chanchal Branch branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Chanchal Branch, Chanchal, West Bengal, are allotted a unique IFSC like UTIB0003237 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Chanchal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Chanchal and Chanchal.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Chanchal Branch reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code UTIB0003237

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chanchal Branch in Chanchal.

For example, the IFSC Code UTIB0003237 of Axis Bank for the Chanchal Branch branch includes these elements, identifying the bank and the branch location in Chanchal and West Bengal accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003237 of Axis Bank for its Chanchal Branch branch located in Chanchal, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Chanchal and Chanchal, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Chanchal Branch or Chanchal to get the exact IFSC Code UTIB0003237.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Chanchal, you'll get the correct details.

How to Use IFSC Code UTIB0003237 for Online Transfers?

Once you have the IFSC Code UTIB0003237 for the Chanchal Branch branch of Axis Bank in Chanchal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0003237. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003237.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Chanchal Branch in Chanchal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Chanchal Branch, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chanchal to handle online money transfers and get their cheques cleared smoothly.