IFSC Code of Axis Bank, Gopeshwar, Gopeshwar, Uttarakhand- UTIB0003915

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Gopeshwar branch in Chamoli, Gopeshwar, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Chamoli or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UTIB0003915. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Gopeshwar, Chamoli

Here are the main details that are associated with the IFSC Code UTIB0003915 of Axis Bank for its branch located in Chamoli, within the district of Gopeshwar in the state of Uttarakhand.

These details help users in online banking and for businesses and individuals who use Axis Bank in Chamoli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003915 for the Gopeshwar branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Gopeshwar, Chamoli, Uttarakhand, is provided a unique IFSC like UTIB0003915 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Chamoli.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Chamoli and Gopeshwar.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Gopeshwar do not get misguided to another person.

Format of the IFSC Code UTIB0003915

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gopeshwar in Chamoli.

For example, the IFSC Code UTIB0003915 of Axis Bank for the Gopeshwar branch has these elements, identifying the bank and the branch location in Chamoli and Uttarakhand correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003915 of Axis Bank for its Gopeshwar branch located in Chamoli, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Chamoli and Gopeshwar, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Gopeshwar or Chamoli to get the exact IFSC Code UTIB0003915.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Chamoli, you'll get the correct details.

How to Use IFSC Code UTIB0003915 for Online Transfers?

Once you have the IFSC Code UTIB0003915 for the Gopeshwar branch of Axis Bank in Chamoli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003915. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003915.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Gopeshwar in Chamoli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Gopeshwar, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Chamoli manage online transfers as well as cheque clearances with ease.