Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its N S Avenue branch in Cachar, Silchar, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Cachar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0002676. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, N S Avenue, Cachar
Here are the key points that are associated with the IFSC Code UTIB0002676 of Axis Bank for its branch located in Cachar, within the district of Silchar in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002676 |
| Branch | N S Avenue |
| City | Cachar |
| District | Silchar |
| State | Assam |
| Address | Gd And First Floor 253 253B At N S Point Silchar Cachar Assam Pin 788005 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Cachar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002676 for the N S Avenue branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0002676 is given to every bank branch, including Axis Bank located in N S Avenue, Cachar, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Cachar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Cachar and Silchar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in N S Avenue doesn't end up at another location.
Format of the IFSC Code UTIB0002676
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as N S Avenue in Cachar.
For example, the IFSC Code UTIB0002676 of Axis Bank for the N S Avenue branch includes these elements, identifying the bank and the branch location in Cachar and Assam accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0002676 of Axis Bank for its N S Avenue branch located in Cachar, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Cachar and Silchar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for N S Avenue or Cachar to get the exact IFSC Code UTIB0002676.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Cachar, then it will provide you proper information.
How to Use IFSC Code UTIB0002676 for Online Transfers?
Once you have the IFSC Code UTIB0002676 for the N S Avenue branch of Axis Bank in Cachar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0002676. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0002676.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank N S Avenue in Cachar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in N S Avenue, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Cachar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0002676.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gd And First Floor 253 253B At N S Point Silchar Cachar Assam Pin 788005 located in Cachar, Silchar, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.