Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Jahangirabad branch in Bulandshahr, Jahangirabad, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Bulandshahr or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0003085. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Jahangirabad, Bulandshahr

Here are the main details that are associated with the IFSC Code UTIB0003085 of Axis Bank for its branch located in Bulandshahr, within the district of Jahangirabad in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003085
Branch Jahangirabad
City Bulandshahr
District Jahangirabad
State Uttar Pradesh
Address Gr Fl Property No 772 773 Pukhta New Mandi Anoopshahr Road Jahangirabad Tehsil Distt Bulandshahr 202391

These details help users in online banking and for businesses and individuals who use Axis Bank in Bulandshahr for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003085 for the Jahangirabad branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Jahangirabad, Bulandshahr, Uttar Pradesh, is provided with a unique IFSC like UTIB0003085 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Bulandshahr.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bulandshahr and Jahangirabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Jahangirabad do not get mixed with another location.

Format of the IFSC Code UTIB0003085

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jahangirabad in Bulandshahr.

For example, the IFSC Code UTIB0003085 of Axis Bank for the Jahangirabad branch includes these elements, identifying the bank and the branch location in Bulandshahr and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0003085 of Axis Bank for its Jahangirabad branch located in Bulandshahr, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Bulandshahr and Jahangirabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Jahangirabad or Bulandshahr to find the exact IFSC Code UTIB0003085.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Bulandshahr will provide accurate information.

How to Use IFSC Code UTIB0003085 for Online Transfers?

Once you have the IFSC Code UTIB0003085 for the Jahangirabad branch of Axis Bank in Bulandshahr, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003085. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003085.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Jahangirabad in Bulandshahr may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Jahangirabad, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bulandshahr manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Jahangirabad Bulandshahr?

The IFSC Code of the Jahangirabad Bulandshahr branch is UTIB0003085.

Is IFSC Code UTIB0003085 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Jahangirabad branch?

The branch is located at Gr Fl Property No 772 773 Pukhta New Mandi Anoopshahr Road Jahangirabad Tehsil Distt Bulandshahr 202391.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.