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IFSC Code of Axis Bank, City Centre, Dhanbad, Bokaro Steel City, Jharkhand — UTIB0000765

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its City Centre, Dhanbad branch in Bokaro, Bokaro Steel City, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Bokaro or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code UTIB0000765. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, City Centre, Dhanbad, Bokaro

The table below shows the main details of the IFSC Code UTIB0000765 for the Axis Bank branch in Bokaro, which falls under the Bokaro Steel City district in Jharkhand.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000765
Branch City Centre, Dhanbad
City Bokaro
District Bokaro Steel City
State Jharkhand
Address 241, City Centre Luby Circular Road Dhanbad, Pin 826001 Jharkhand

These details helps users in online banking and for businesses and individuals who use Axis Bank in Bokaro for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000765 for the City Centre, Dhanbad branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in City Centre, Dhanbad, Bokaro, Jharkhand, are allotted a unique IFSC like UTIB0000765 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bokaro.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bokaro and Bokaro Steel City.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in City Centre, Dhanbad reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code UTIB0000765

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as City Centre, Dhanbad in Bokaro.

For example, the IFSC Code UTIB0000765 of Axis Bank for the City Centre, Dhanbad branch includes these elements, identifying the bank and the branch location in Bokaro and Jharkhand accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0000765 of Axis Bank for its City Centre, Dhanbad branch located in Bokaro, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Bokaro and Bokaro Steel City, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for City Centre, Dhanbad or Bokaro to get the exact IFSC Code UTIB0000765.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Bokaro, then it will provide you proper information.

How to Use IFSC Code UTIB0000765 for Online Transfers?

Once you have the IFSC Code UTIB0000765 for the City Centre, Dhanbad branch of Axis Bank in Bokaro, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000765. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000765.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank City Centre, Dhanbad in Bokaro, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in City Centre, Dhanbad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bokaro to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in City Centre, Dhanbad, Bokaro?

The IFSC Code is UTIB0000765.

Is the IFSC Code UTIB0000765 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank City Centre, Dhanbad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the City Centre, Dhanbad branch?

The address of the branch is 241, City Centre Luby Circular Road Dhanbad, Pin 826001 Jharkhand located in Bokaro, Bokaro Steel City, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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