Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its The Bhavasar Kshatriya Co Op Bank branch in Bijapur, Talikoti, or Karnataka, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Bijapur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SBKBNK. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, The Bhavasar Kshatriya Co Op Bank, Bijapur
The table below shows the main details of the IFSC Code UTIB0SBKBNK for the Axis Bank branch in Bijapur, which falls under the Talikoti district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SBKBNK |
| Branch | The Bhavasar Kshatriya Co Op Bank |
| City | Bijapur |
| District | Talikoti |
| State | Karnataka |
| Address | Cts No 624 629 Sri Nagareshwar Temple Road Talikoti 586214 |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Bijapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0SBKBNK for the The Bhavasar Kshatriya Co Op Bank branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in The Bhavasar Kshatriya Co Op Bank, Bijapur, Karnataka, are given a unique IFSC like UTIB0SBKBNK to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bijapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bijapur and Talikoti.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Axis Bank in The Bhavasar Kshatriya Co Op Bank goes to the correct branch. This is important because Axis Bank has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UTIB0SBKBNK
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Bhavasar Kshatriya Co Op Bank in Bijapur.
For example, the IFSC Code UTIB0SBKBNK of Axis Bank for the The Bhavasar Kshatriya Co Op Bank branch includes these elements, identifying the bank and the branch location in Bijapur and Karnataka accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0SBKBNK of Axis Bank for its The Bhavasar Kshatriya Co Op Bank branch located in Bijapur, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Bijapur and Talikoti, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for The Bhavasar Kshatriya Co Op Bank or Bijapur to find the exact IFSC Code UTIB0SBKBNK.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Bijapur will provide accurate information.
How to Use IFSC Code UTIB0SBKBNK for Online Transfers?
Once you have the IFSC Code UTIB0SBKBNK for the The Bhavasar Kshatriya Co Op Bank branch of Axis Bank in Bijapur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0SBKBNK. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SBKBNK.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank The Bhavasar Kshatriya Co Op Bank in Bijapur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in The Bhavasar Kshatriya Co Op Bank, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bijapur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Bhavasar Kshatriya Co Op Bank Bijapur branch is UTIB0SBKBNK.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Cts No 624 629 Sri Nagareshwar Temple Road Talikoti 586214.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.