Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Shri Revansiddeshwar Sahakari Bank branch in Bijapur, Indi, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Bijapur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0S0SRPS. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Shri Revansiddeshwar Sahakari Bank, Bijapur
Here are the main details that are associated with the IFSC Code UTIB0S0SRPS of Axis Bank for its branch located in Bijapur, within the district of Indi in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0S0SRPS |
| Branch | Shri Revansiddeshwar Sahakari Bank |
| City | Bijapur |
| District | Indi |
| State | Karnataka |
| Address | Ngo Building Kachari Road Indi 586209 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Bijapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0S0SRPS for the Shri Revansiddeshwar Sahakari Bank branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Shri Revansiddeshwar Sahakari Bank, Bijapur, Karnataka, is provided a unique IFSC like UTIB0S0SRPS so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in Bijapur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bijapur and Indi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Shri Revansiddeshwar Sahakari Bank do not get misguided to another person.
Format of the IFSC Code UTIB0S0SRPS
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shri Revansiddeshwar Sahakari Bank in Bijapur.
For example, the IFSC Code UTIB0S0SRPS of Axis Bank for the Shri Revansiddeshwar Sahakari Bank branch includes these elements, identifying the bank and the branch location in Bijapur and Karnataka accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0S0SRPS of Axis Bank for its Shri Revansiddeshwar Sahakari Bank branch located in Bijapur, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Bijapur and Indi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for Shri Revansiddeshwar Sahakari Bank or Bijapur to get the exact IFSC Code UTIB0S0SRPS.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Bijapur that will provide accurate information.
How to Use IFSC Code UTIB0S0SRPS for Online Transfers?
Once you have the IFSC Code UTIB0S0SRPS for the Shri Revansiddeshwar Sahakari Bank branch of Axis Bank in Bijapur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0S0SRPS. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0S0SRPS.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Shri Revansiddeshwar Sahakari Bank in Bijapur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Shri Revansiddeshwar Sahakari Bank, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bijapur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0S0SRPS.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ngo Building Kachari Road Indi 586209 located in Bijapur, Indi, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.