For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Bhiwani Loharu Road branch in Bhiwani, Bhiwani, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Bhiwani or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0003612. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Bhiwani Loharu Road, Bhiwani

The table below shows the main details of the IFSC Code UTIB0003612 for the Axis Bank branch in Bhiwani, which falls under the Bhiwani district in Haryana.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003612
Branch Bhiwani Loharu Road
City Bhiwani
District Bhiwani
State Haryana
Address Ground And Mezzanine Floor Mc Unit No. O779 Circular Road Near Dinod Gate Bhiwani 127021

These details help users in online banking and for businesses and individuals who use Axis Bank in Bhiwani for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003612 for the Bhiwani Loharu Road branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Bhiwani Loharu Road, Bhiwani, Haryana, are given a unique IFSC like UTIB0003612 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhiwani.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bhiwani and Bhiwani.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Bhiwani Loharu Road goes to the correct branch. This is important because Axis Bank has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0003612

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhiwani Loharu Road in Bhiwani.

For example, the IFSC Code UTIB0003612 of Axis Bank for the Bhiwani Loharu Road branch includes these elements, identifying the bank and the branch location in Bhiwani and Haryana correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003612 of Axis Bank for its Bhiwani Loharu Road branch located in Bhiwani, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Bhiwani and Bhiwani, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Bhiwani Loharu Road or Bhiwani to get the exact IFSC Code UTIB0003612.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Bhiwani, you'll get the correct details.

How to Use IFSC Code UTIB0003612 for Online Transfers?

Once you have the IFSC Code UTIB0003612 for the Bhiwani Loharu Road branch of Axis Bank in Bhiwani, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0003612. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003612.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Bhiwani Loharu Road in Bhiwani, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Bhiwani Loharu Road, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bhiwani manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Bhiwani Loharu Road, Bhiwani?

The IFSC Code is UTIB0003612.

Is the IFSC Code UTIB0003612 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Bhiwani Loharu Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhiwani Loharu Road branch?

The address of the branch is Ground And Mezzanine Floor Mc Unit No. O779 Circular Road Near Dinod Gate Bhiwani 127021 located in Bhiwani, Bhiwani, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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