The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Chitra branch in Bhavnagar, Chitra, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Bhavnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0001419. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Chitra, Bhavnagar
Here are the key points that are associated with the IFSC Code UTIB0001419 of Axis Bank for its branch located in Bhavnagar, within the district of Chitra in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0001419 |
| Branch | Chitra |
| City | Bhavnagar |
| District | Chitra |
| State | Gujarat |
| Address | 23/A, Gayatri Nagar Co-Op Hsg. Soc Ltd, Near Chitra Petrol Pump, Chitra, Dist.Bhavnagar, Gujarat, Pin- 364004 |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Bhavnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0001419 for the Chitra branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Chitra, Bhavnagar, Gujarat, is provided a unique IFSC like UTIB0001419 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in Bhavnagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bhavnagar and Chitra.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Chitra do not get misguided to another person.
Format of the IFSC Code UTIB0001419
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chitra in Bhavnagar.
For example, the IFSC Code UTIB0001419 of Axis Bank for the Chitra branch includes these elements, identifying the bank and the branch location in Bhavnagar and Gujarat accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0001419 of Axis Bank for its Chitra branch located in Bhavnagar, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Bhavnagar and Chitra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Chitra or Bhavnagar to find the exact IFSC Code UTIB0001419.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Bhavnagar will provide accurate information.
How to Use IFSC Code UTIB0001419 for Online Transfers?
Once you have the IFSC Code UTIB0001419 for the Chitra branch of Axis Bank in Bhavnagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0001419. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001419.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Chitra in Bhavnagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Chitra, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bhavnagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0001419.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 23/A, Gayatri Nagar Co-Op Hsg. Soc Ltd, Near Chitra Petrol Pump, Chitra, Dist.Bhavnagar, Gujarat, Pin- 364004 located in Bhavnagar, Chitra, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
