For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Zadeshwar Road branch in Bharuch, Bharuch, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0003936. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Zadeshwar Road, Bharuch
Here are the main details that are associated with the IFSC Code UTIB0003936 of Axis Bank for its branch located in Bharuch, within the district of Bharuch in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003936 |
| Branch | Zadeshwar Road |
| City | Bharuch |
| District | Bharuch |
| State | Gujarat |
| Address | Mabel Gr Flr Rs No 49 ,Nr Inox Multiplex Bs Shree Niketan Resi Plaza Zadeshwar Rd Maktampur 392011 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Bharuch for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003936 for the Zadeshwar Road branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Zadeshwar Road, Bharuch, Gujarat, is provided with a unique IFSC like UTIB0003936 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Bharuch.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bharuch and Bharuch.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Zadeshwar Road do not get mixed with another location.
Format of the IFSC Code UTIB0003936
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Zadeshwar Road in Bharuch.
For example, the IFSC Code UTIB0003936 of Axis Bank for the Zadeshwar Road branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0003936 of Axis Bank for its Zadeshwar Road branch located in Bharuch, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Bharuch and Bharuch, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Zadeshwar Road or Bharuch to find the exact IFSC Code UTIB0003936.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Bharuch will provide accurate information.
How to Use IFSC Code UTIB0003936 for Online Transfers?
Once you have the IFSC Code UTIB0003936 for the Zadeshwar Road branch of Axis Bank in Bharuch, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0003936. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0003936.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Zadeshwar Road in Bharuch, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Zadeshwar Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bharuch manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003936.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Mabel Gr Flr Rs No 49 ,Nr Inox Multiplex Bs Shree Niketan Resi Plaza Zadeshwar Rd Maktampur 392011 located in Bharuch, Bharuch, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.