The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Sadalga Urban Souharda Sahakari branch in Belgaum, Sadalga, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Belgaum or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SSUSSB. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Sadalga Urban Souharda Sahakari, Belgaum

Here are some of the key details that come with the IFSC Code UTIB0SSUSSB of Axis Bank for its branch located in Belgaum, within the district of Sadalga in the state of Karnataka.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0SSUSSB
Branch Sadalga Urban Souharda Sahakari
City Belgaum
District Sadalga
State Karnataka
Address M G Road Sadalga 591 239

These details help users in online banking and for businesses and individuals who use Axis Bank in Belgaum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SSUSSB for the Sadalga Urban Souharda Sahakari branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Sadalga Urban Souharda Sahakari, Belgaum, Karnataka, are allotted a unique IFSC like UTIB0SSUSSB to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Belgaum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Belgaum and Sadalga.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Sadalga Urban Souharda Sahakari reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code UTIB0SSUSSB

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sadalga Urban Souharda Sahakari in Belgaum.

For example, the IFSC Code UTIB0SSUSSB of Axis Bank for the Sadalga Urban Souharda Sahakari branch includes these elements, identifying the bank and the branch location in Belgaum and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SSUSSB of Axis Bank for its Sadalga Urban Souharda Sahakari branch located in Belgaum, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Belgaum and Sadalga, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Sadalga Urban Souharda Sahakari or Belgaum to get the exact IFSC Code UTIB0SSUSSB.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Belgaum, you'll get the correct details.

How to Use IFSC Code UTIB0SSUSSB for Online Transfers?

Once you have the IFSC Code UTIB0SSUSSB for the Sadalga Urban Souharda Sahakari branch of Axis Bank in Belgaum, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0SSUSSB. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SSUSSB.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Sadalga Urban Souharda Sahakari in Belgaum, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Sadalga Urban Souharda Sahakari, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Belgaum manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Sadalga Urban Souharda Sahakari, Belgaum?

The IFSC Code is UTIB0SSUSSB.

Is the IFSC Code UTIB0SSUSSB permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Sadalga Urban Souharda Sahakari?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sadalga Urban Souharda Sahakari branch?

The address of the branch is M G Road Sadalga 591 239 located in Belgaum, Sadalga, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.