IFSC Code of Axis Bank, Aroodh Jyoti Pattan Sahakara Bank, Athani, Karnataka- UTIB0SAJPSB

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Aroodh Jyoti Pattan Sahakara Bank branch in Belgaum, Athani, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Belgaum or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UTIB0SAJPSB. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Aroodh Jyoti Pattan Sahakara Bank, Belgaum

The table below shows the main details of the IFSC Code UTIB0SAJPSB for the Axis Bank branch in Belgaum, which falls under the Athani district in Karnataka.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Belgaum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SAJPSB for the Aroodh Jyoti Pattan Sahakara Bank branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Aroodh Jyoti Pattan Sahakara Bank, Belgaum, Karnataka, are allotted a unique IFSC like UTIB0SAJPSB to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Belgaum.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Belgaum and Athani.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Aroodh Jyoti Pattan Sahakara Bank reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code UTIB0SAJPSB

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aroodh Jyoti Pattan Sahakara Bank in Belgaum.

For example, the IFSC Code UTIB0SAJPSB of Axis Bank for the Aroodh Jyoti Pattan Sahakara Bank branch includes these elements, identifying the bank and the branch location in Belgaum and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SAJPSB of Axis Bank for its Aroodh Jyoti Pattan Sahakara Bank branch located in Belgaum, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Belgaum and Athani, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Aroodh Jyoti Pattan Sahakara Bank or Belgaum to get the exact IFSC Code UTIB0SAJPSB.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Belgaum, you'll get the correct details.

How to Use IFSC Code UTIB0SAJPSB for Online Transfers?

If you have the IFSC Code UTIB0SAJPSB for the Aroodh Jyoti Pattan Sahakara Bank branch of Axis Bank in Belgaum, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0SAJPSB. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0SAJPSB.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Aroodh Jyoti Pattan Sahakara Bank in Belgaum, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Aroodh Jyoti Pattan Sahakara Bank, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Belgaum manage online transfers as well as cheque clearances with ease.