The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Kapileshwar Road branch in Belagavi, Belagavi, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Belagavi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0003709. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Kapileshwar Road, Belagavi

Below in the table are the key details related to IFSC Code UTIB0003709 of Axis Bank for its branch located in Belagavi, within the district of Belagavi in the state of Karnataka.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003709
Branch Kapileshwar Road
City Belagavi
District Belagavi
State Karnataka
Address 1St Floor, Sai Eshwar Plaza, Cts No 4499 4500,4501 4502, Ward No 26, Dr. Shyamprasad Mukkerje Road, Belagavi

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Belagavi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003709 for the Kapileshwar Road branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Kapileshwar Road, Belagavi, Karnataka, are given a unique IFSC like UTIB0003709 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Belagavi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Belagavi and Belagavi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Kapileshwar Road goes to the correct branch. This is important because Axis Bank has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0003709

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kapileshwar Road in Belagavi.

For example, the IFSC Code UTIB0003709 of Axis Bank for the Kapileshwar Road branch includes these elements, identifying the bank and the branch location in Belagavi and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003709 of Axis Bank for its Kapileshwar Road branch located in Belagavi, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Belagavi and Belagavi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Kapileshwar Road or Belagavi to get the exact IFSC Code UTIB0003709.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Belagavi that will provide accurate information.

How to Use IFSC Code UTIB0003709 for Online Transfers?

Once you have the IFSC Code UTIB0003709 for the Kapileshwar Road branch of Axis Bank in Belagavi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0003709. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003709.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Kapileshwar Road in Belagavi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Kapileshwar Road, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Belagavi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Kapileshwar Road, Belagavi?

The IFSC Code is UTIB0003709.

Is the IFSC Code UTIB0003709 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Kapileshwar Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kapileshwar Road branch?

The address of the branch is 1St Floor, Sai Eshwar Plaza, Cts No 4499 4500,4501 4502, Ward No 26, Dr. Shyamprasad Mukkerje Road, Belagavi located in Belagavi, Belagavi, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.