IFSC Code of Axis Bank, Ram Tirath Jaga, Ram Tirath Jaga, Punjab- UTIB0002442

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Ram Tirath Jaga branch in Bathinda, Ram Tirath Jaga, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Bathinda or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0002442. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Ram Tirath Jaga, Bathinda

The table below shows the main details of the IFSC Code UTIB0002442 for the Axis Bank branch in Bathinda, which falls under the Ram Tirath Jaga district in Punjab.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Bathinda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002442 for the Ram Tirath Jaga branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Ram Tirath Jaga, Bathinda, Punjab, are given a unique IFSC like UTIB0002442 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Bathinda.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Bathinda and Ram Tirath Jaga.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Ram Tirath Jaga goes to the correct branch. This is important because Axis Bank has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0002442

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ram Tirath Jaga in Bathinda.

For example, the IFSC Code UTIB0002442 of Axis Bank for the Ram Tirath Jaga branch includes these elements, identifying the bank and the branch location in Bathinda and Punjab accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0002442 of Axis Bank for its Ram Tirath Jaga branch located in Bathinda, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Bathinda and Ram Tirath Jaga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Ram Tirath Jaga or Bathinda to get the exact IFSC Code UTIB0002442.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Bathinda, then it will provide you proper information.

How to Use IFSC Code UTIB0002442 for Online Transfers?

Once you have the IFSC Code UTIB0002442 for the Ram Tirath Jaga branch of Axis Bank in Bathinda, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002442. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0002442.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Ram Tirath Jaga in Bathinda, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Ram Tirath Jaga, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bathinda manage online transfers as well as cheque clearances with ease.