Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Pathsala branch in Barpeta, Pathsala, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0002834. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Pathsala, Barpeta

Here are the main details that are associated with the IFSC Code UTIB0002834 of Axis Bank for its branch located in Barpeta, within the district of Pathsala in the state of Assam.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002834
Branch Pathsala
City Barpeta
District Pathsala
State Assam
Address Ground Floor Lr Market Anchali Road

These details helps users in online banking and for businesses and individuals who use Axis Bank in Barpeta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002834 for the Pathsala branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Pathsala, Barpeta, Assam, are allotted a unique IFSC like UTIB0002834 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Barpeta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Barpeta and Pathsala.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Pathsala reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code UTIB0002834

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pathsala in Barpeta.

For example, the IFSC Code UTIB0002834 of Axis Bank for the Pathsala branch includes these elements, identifying the bank and the branch location in Barpeta and Assam accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002834 of Axis Bank for its Pathsala branch located in Barpeta, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Barpeta and Pathsala, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Pathsala or Barpeta to get the exact IFSC Code UTIB0002834.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Barpeta, you'll get the correct details.

How to Use IFSC Code UTIB0002834 for Online Transfers?

Once you have the IFSC Code UTIB0002834 for the Pathsala branch of Axis Bank in Barpeta, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002834. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002834.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Pathsala in Barpeta, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Pathsala, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Barpeta manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Pathsala, Barpeta?

The IFSC Code is UTIB0002834.

Is the IFSC Code UTIB0002834 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Pathsala?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pathsala branch?

The address of the branch is Ground Floor Lr Market Anchali Road located in Barpeta, Pathsala, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.