IFSC Code of Axis Bank, Rajbati, Barddhaman, West Bengal- UTIB0002949

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Rajbati branch in Barddhaman, Barddhaman, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0002949. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Rajbati, Barddhaman

The table below shows the main details of the IFSC Code UTIB0002949 for the Axis Bank branch in Barddhaman, which falls under the Barddhaman district in West Bengal.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Barddhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002949 for the Rajbati branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0002949 is given to every bank branch, including Axis Bank located in Rajbati, Barddhaman, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Barddhaman.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Barddhaman and Barddhaman.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Rajbati doesn't end up at another location.

Format of the IFSC Code UTIB0002949

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rajbati in Barddhaman.

For example, the IFSC Code UTIB0002949 of Axis Bank for the Rajbati branch has these elements, identifying the bank and the branch location in Barddhaman and West Bengal correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0002949 of Axis Bank for its Rajbati branch located in Barddhaman, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Barddhaman and Barddhaman, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Rajbati or Barddhaman to find the exact IFSC Code UTIB0002949.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Barddhaman will provide accurate information.

How to Use IFSC Code UTIB0002949 for Online Transfers?

Once you have the IFSC Code UTIB0002949 for the Rajbati branch of Axis Bank in Barddhaman, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002949. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002949.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Rajbati in Barddhaman, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Rajbati, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Barddhaman to handle online money transfers and get their cheques cleared smoothly.