The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Jamuria branch in Barddhaman, Jamuria, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0003262. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Jamuria, Barddhaman
The table below shows the main details of the IFSC Code UTIB0003262 for the Axis Bank branch in Barddhaman, which falls under the Jamuria district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003262 |
| Branch | Jamuria |
| City | Barddhaman |
| District | Jamuria |
| State | West Bengal |
| Address | Holding No 9A, Jamuria Haripur Main Road, Opp Bank Of India Atm, Jamuria District Burdwan Wb, Pin 713336 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Barddhaman for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003262 for the Jamuria branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Jamuria, Barddhaman, West Bengal, are allotted a unique IFSC like UTIB0003262 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Barddhaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Barddhaman and Jamuria.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Jamuria reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code UTIB0003262
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jamuria in Barddhaman.
For example, the IFSC Code UTIB0003262 of Axis Bank for the Jamuria branch includes these elements, identifying the bank and the branch location in Barddhaman and West Bengal accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0003262 of Axis Bank for its Jamuria branch located in Barddhaman, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Barddhaman and Jamuria, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Jamuria or Barddhaman to get the exact IFSC Code UTIB0003262.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Barddhaman, then it will provide you proper information.
How to Use IFSC Code UTIB0003262 for Online Transfers?
Once you have the IFSC Code UTIB0003262 for the Jamuria branch of Axis Bank in Barddhaman, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0003262. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003262.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Jamuria in Barddhaman, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Jamuria, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Barddhaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003262.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Holding No 9A, Jamuria Haripur Main Road, Opp Bank Of India Atm, Jamuria District Burdwan Wb, Pin 713336 located in Barddhaman, Jamuria, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
