There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Mohammadpur Chauki branch in Barabanki, Safedabad, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Barabanki or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0002553. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Mohammadpur Chauki, Barabanki
Below in the table are the key details related to IFSC Code UTIB0002553 of Axis Bank for its branch located in Barabanki, within the district of Safedabad in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002553 |
| Branch | Mohammadpur Chauki |
| City | Barabanki |
| District | Safedabad |
| State | Uttar Pradesh |
| Address | Gd Flr Khata No 3 And 25 Vill Mohammadpur Chaukipost Safedabad Tehsil Nawabganj Barabanki 225001 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Barabanki for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002553 for the Mohammadpur Chauki branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Mohammadpur Chauki, Barabanki, Uttar Pradesh, is provided with a unique IFSC like UTIB0002553 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Barabanki.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Barabanki and Safedabad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Mohammadpur Chauki do not get mixed with another location.
Format of the IFSC Code UTIB0002553
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mohammadpur Chauki in Barabanki.
For example, the IFSC Code UTIB0002553 of Axis Bank for the Mohammadpur Chauki branch includes these elements, identifying the bank and the branch location in Barabanki and Uttar Pradesh accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0002553 of Axis Bank for its Mohammadpur Chauki branch located in Barabanki, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in Barabanki and Safedabad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Mohammadpur Chauki or Barabanki to get the exact IFSC Code UTIB0002553.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Barabanki, you'll get the correct details.
How to Use IFSC Code UTIB0002553 for Online Transfers?
Once you have the IFSC Code UTIB0002553 for the Mohammadpur Chauki branch of Axis Bank in Barabanki, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0002553. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002553.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Mohammadpur Chauki in Barabanki, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Mohammadpur Chauki, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Barabanki to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mohammadpur Chauki Barabanki branch is UTIB0002553.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Gd Flr Khata No 3 And 25 Vill Mohammadpur Chaukipost Safedabad Tehsil Nawabganj Barabanki 225001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.