For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Haidergarh branch in Barabanki, Barabanki, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Barabanki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0005740. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Haidergarh, Barabanki

The table below shows the main details of the IFSC Code UTIB0005740 for the Axis Bank branch in Barabanki, which falls under the Barabanki district in Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0005740
Branch Haidergarh
City Barabanki
District Barabanki
State Uttar Pradesh
Address Gf Khasra No 232, 234, Lilhaura Ward, Tehsil Pargana Haidergarh, Distt Barabanki, Up 225124

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Barabanki for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0005740 for the Haidergarh branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0005740 is given to every bank branch, including Axis Bank located in Haidergarh, Barabanki, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Barabanki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Barabanki and Barabanki.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Haidergarh doesn't end up at another location.

Format of the IFSC Code UTIB0005740

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Haidergarh in Barabanki.

For example, the IFSC Code UTIB0005740 of Axis Bank for the Haidergarh branch includes these elements, identifying the bank and the branch location in Barabanki and Uttar Pradesh correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0005740 of Axis Bank for its Haidergarh branch located in Barabanki, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Barabanki and Barabanki, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Haidergarh or Barabanki to get the exact IFSC Code UTIB0005740.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Barabanki that will provide accurate information.

How to Use IFSC Code UTIB0005740 for Online Transfers?

Once you have the IFSC Code UTIB0005740 for the Haidergarh branch of Axis Bank in Barabanki, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0005740. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005740.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Haidergarh in Barabanki, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Haidergarh, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Barabanki manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Haidergarh, Barabanki?

The IFSC Code is UTIB0005740.

Is the IFSC Code UTIB0005740 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Haidergarh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Haidergarh branch?

The address of the branch is Gf Khasra No 232, 234, Lilhaura Ward, Tehsil Pargana Haidergarh, Distt Barabanki, Up 225124 located in Barabanki, Barabanki, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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