For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Ganeshpur Rahmanpur branch in Bara Banki, Ganeshpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Bara Banki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0002526. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Ganeshpur Rahmanpur, Bara Banki

Below in the table are the key details related to IFSC Code UTIB0002526 of Axis Bank for its branch located in Bara Banki, within the district of Ganeshpur in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002526
Branch Ganeshpur Rahmanpur
City Bara Banki
District Ganeshpur
State Uttar Pradesh
Address Ganeshpur Rahmanpur,Post Chinhat,Tehsil And Distt.Lucknow,Uttar Pradesh,Pin 226028

These details help users in online banking and for businesses and individuals who use Axis Bank in Bara Banki for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002526 for the Ganeshpur Rahmanpur branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0002526 is given to every bank branch, including Axis Bank located in Ganeshpur Rahmanpur, Bara Banki, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Bara Banki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bara Banki and Ganeshpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Ganeshpur Rahmanpur doesn't end up at another location.

Format of the IFSC Code UTIB0002526

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ganeshpur Rahmanpur in Bara Banki.

For example, the IFSC Code UTIB0002526 of Axis Bank for the Ganeshpur Rahmanpur branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002526 of Axis Bank for its Ganeshpur Rahmanpur branch located in Bara Banki, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Bara Banki and Ganeshpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Ganeshpur Rahmanpur or Bara Banki to get the exact IFSC Code UTIB0002526.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Bara Banki, you'll get the correct details.

How to Use IFSC Code UTIB0002526 for Online Transfers?

Once you have the IFSC Code UTIB0002526 for the Ganeshpur Rahmanpur branch of Axis Bank in Bara Banki, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002526. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002526.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Ganeshpur Rahmanpur in Bara Banki, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Ganeshpur Rahmanpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bara Banki manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Ganeshpur Rahmanpur, Bara Banki?

The IFSC Code is UTIB0002526.

Is the IFSC Code UTIB0002526 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Ganeshpur Rahmanpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ganeshpur Rahmanpur branch?

The address of the branch is Ganeshpur Rahmanpur,Post Chinhat,Tehsil And Distt.Lucknow,Uttar Pradesh,Pin 226028 located in Bara Banki, Ganeshpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.