IFSC Code of Axis Bank, Aruna Sahakara Bank Niyamitha, Bangalore, Karnataka- UTIB0SASBN1

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Aruna Sahakara Bank Niyamitha branch in Bangalore Urban, Bangalore, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Bangalore Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SASBN1. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Aruna Sahakara Bank Niyamitha, Bangalore Urban

Below in the table are the key details related to IFSC Code UTIB0SASBN1 of Axis Bank for its branch located in Bangalore Urban, within the district of Bangalore in the state of Karnataka.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Bangalore Urban for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0SASBN1 for the Aruna Sahakara Bank Niyamitha branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0SASBN1 is given to every bank branch, including Axis Bank located in Aruna Sahakara Bank Niyamitha, Bangalore Urban, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Bangalore Urban.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Bangalore Urban and Bangalore.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Aruna Sahakara Bank Niyamitha doesn't end up at another location.

Format of the IFSC Code UTIB0SASBN1

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Aruna Sahakara Bank Niyamitha in Bangalore Urban.

For example, the IFSC Code UTIB0SASBN1 of Axis Bank for the Aruna Sahakara Bank Niyamitha branch has these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SASBN1 of Axis Bank for its Aruna Sahakara Bank Niyamitha branch located in Bangalore Urban, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Bangalore Urban and Bangalore, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Aruna Sahakara Bank Niyamitha or Bangalore Urban to get the exact IFSC Code UTIB0SASBN1.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Bangalore Urban, you'll get the correct details.

How to Use IFSC Code UTIB0SASBN1 for Online Transfers?

Once you have the IFSC Code UTIB0SASBN1 for the Aruna Sahakara Bank Niyamitha branch of Axis Bank in Bangalore Urban, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0SASBN1. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SASBN1.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Aruna Sahakara Bank Niyamitha in Bangalore Urban, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Aruna Sahakara Bank Niyamitha, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bangalore Urban manage online transfers as well as cheque clearances with ease.