There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Sree Charan Souhardha Co-Operative Bank Limited branch in Bangalore, Bangalore, Karnataka, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Bangalore or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UTIB0SSCB04. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Sree Charan Souhardha Co-Operative Bank Limited, Bangalore
Here are the key points that are associated with the IFSC Code UTIB0SSCB04 of Axis Bank for its branch located in Bangalore, within the district of Bangalore in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SSCB04 |
| Branch | Sree Charan Souhardha Co-Operative Bank Limited |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| Address | No. 632/18, 10Th D Main, 4Th Block, Jayanagar, Bangalore, Pin -560 011 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Bangalore for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SSCB04 for the Sree Charan Souhardha Co-Operative Bank Limited branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Sree Charan Souhardha Co-Operative Bank Limited, Bangalore, Karnataka, are allotted a unique IFSC like UTIB0SSCB04 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bangalore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bangalore and Bangalore.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Sree Charan Souhardha Co-Operative Bank Limited reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code UTIB0SSCB04
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sree Charan Souhardha Co-Operative Bank Limited in Bangalore.
For example, the IFSC Code UTIB0SSCB04 of Axis Bank for the Sree Charan Souhardha Co-Operative Bank Limited branch includes these elements, identifying the bank and the branch location in Bangalore and Karnataka accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0SSCB04 of Axis Bank for its Sree Charan Souhardha Co-Operative Bank Limited branch located in Bangalore, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Bangalore and Bangalore, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Sree Charan Souhardha Co-Operative Bank Limited or Bangalore to get the exact IFSC Code UTIB0SSCB04.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Bangalore, you'll get the correct details.
How to Use IFSC Code UTIB0SSCB04 for Online Transfers?
Once you have the IFSC Code UTIB0SSCB04 for the Sree Charan Souhardha Co-Operative Bank Limited branch of Axis Bank in Bangalore, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0SSCB04. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0SSCB04.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Sree Charan Souhardha Co-Operative Bank Limited in Bangalore, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Sree Charan Souhardha Co-Operative Bank Limited, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bangalore to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0SSCB04.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is No. 632/18, 10Th D Main, 4Th Block, Jayanagar, Bangalore, Pin -560 011 located in Bangalore, Bangalore, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.