There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Sree Charan Souhardha Co-Operative Bank Limited branch in Bangalore, Bangalore, Karnataka, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Bangalore or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UTIB0SSCB03. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Sree Charan Souhardha Co-Operative Bank Limited, Bangalore
Here are the main details that are associated with the IFSC Code UTIB0SSCB03 of Axis Bank for its branch located in Bangalore, within the district of Bangalore in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SSCB03 |
| Branch | Sree Charan Souhardha Co-Operative Bank Limited |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| Address | No. 48, Old Sringeri Shankarmath,K V Temple Street, Sulthanpet, Bangalore ,Pin -560 053 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Bangalore for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SSCB03 for the Sree Charan Souhardha Co-Operative Bank Limited branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0SSCB03 is given to every bank branch, including Axis Bank located in Sree Charan Souhardha Co-Operative Bank Limited, Bangalore, Karnataka, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Bangalore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bangalore and Bangalore.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Sree Charan Souhardha Co-Operative Bank Limited doesn't end up at another location.
Format of the IFSC Code UTIB0SSCB03
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sree Charan Souhardha Co-Operative Bank Limited in Bangalore.
For example, the IFSC Code UTIB0SSCB03 of Axis Bank for the Sree Charan Souhardha Co-Operative Bank Limited branch includes these elements, identifying the bank and the branch location in Bangalore and Karnataka accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0SSCB03 of Axis Bank for its Sree Charan Souhardha Co-Operative Bank Limited branch located in Bangalore, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in Bangalore and Bangalore, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Sree Charan Souhardha Co-Operative Bank Limited or Bangalore to get the exact IFSC Code UTIB0SSCB03.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Bangalore, you'll get the correct details.
How to Use IFSC Code UTIB0SSCB03 for Online Transfers?
Once you have the IFSC Code UTIB0SSCB03 for the Sree Charan Souhardha Co-Operative Bank Limited branch of Axis Bank in Bangalore, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0SSCB03. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SSCB03.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Sree Charan Souhardha Co-Operative Bank Limited in Bangalore, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Sree Charan Souhardha Co-Operative Bank Limited, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bangalore manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sree Charan Souhardha Co-Operative Bank Limited Bangalore branch is UTIB0SSCB03.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at No. 48, Old Sringeri Shankarmath,K V Temple Street, Sulthanpet, Bangalore ,Pin -560 053.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.