Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Kirti Sthambh branch in Banas Kantha, Palanpur, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Banas Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0003187. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Kirti Sthambh, Banas Kantha
The table below shows the main details of the IFSC Code UTIB0003187 for the Axis Bank branch in Banas Kantha, which falls under the Palanpur district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003187 |
| Branch | Kirti Sthambh |
| City | Banas Kantha |
| District | Palanpur |
| State | Gujarat |
| Address | Gr Fl Sh No1 And 2 And First Fl Sh No12 Vasudev Mall Kirti Sthambh Palanpur Banaskantha Pin 385001 |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Banas Kantha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003187 for the Kirti Sthambh branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Kirti Sthambh, Banas Kantha, Gujarat, are allotted a unique IFSC like UTIB0003187 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Banas Kantha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Banas Kantha and Palanpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Kirti Sthambh reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code UTIB0003187
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kirti Sthambh in Banas Kantha.
For example, the IFSC Code UTIB0003187 of Axis Bank for the Kirti Sthambh branch includes these elements, identifying the bank and the branch location in Banas Kantha and Gujarat accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0003187 of Axis Bank for its Kirti Sthambh branch located in Banas Kantha, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Banas Kantha and Palanpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for Kirti Sthambh or Banas Kantha to get the exact IFSC Code UTIB0003187.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Banas Kantha that will provide accurate information.
How to Use IFSC Code UTIB0003187 for Online Transfers?
Once you have the IFSC Code UTIB0003187 for the Kirti Sthambh branch of Axis Bank in Banas Kantha, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0003187. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003187.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Kirti Sthambh in Banas Kantha may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Kirti Sthambh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Banas Kantha to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003187.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gr Fl Sh No1 And 2 And First Fl Sh No12 Vasudev Mall Kirti Sthambh Palanpur Banaskantha Pin 385001 located in Banas Kantha, Palanpur, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
