IFSC Code of Axis Bank, Balrampur, Balrampur, Chandigarh- UTIB0004509

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Balrampur branch in Balrampur-Ramanujganj, Balrampur, Chandigarh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Balrampur-Ramanujganj or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code UTIB0004509. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Balrampur, Balrampur-Ramanujganj

Here are some of the key details that come with the IFSC Code UTIB0004509 of Axis Bank for its branch located in Balrampur-Ramanujganj, within the district of Balrampur in the state of Chandigarh.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Balrampur-Ramanujganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004509 for the Balrampur branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Balrampur, Balrampur-Ramanujganj, Chandigarh, are allotted a unique IFSC like UTIB0004509 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Balrampur-Ramanujganj.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Balrampur-Ramanujganj and Balrampur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Balrampur reaches the right place, even though there are thousands of branches in Chandigarh and across India.

Format of the IFSC Code UTIB0004509

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Balrampur in Balrampur-Ramanujganj.

For example, the IFSC Code UTIB0004509 of Axis Bank for the Balrampur branch includes these elements, identifying the bank and the branch location in Balrampur-Ramanujganj and Chandigarh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004509 of Axis Bank for its Balrampur branch located in Balrampur-Ramanujganj, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Balrampur-Ramanujganj and Balrampur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Balrampur or Balrampur-Ramanujganj to get the exact IFSC Code UTIB0004509.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Balrampur-Ramanujganj that will provide accurate information.

How to Use IFSC Code UTIB0004509 for Online Transfers?

Once you have the IFSC Code UTIB0004509 for the Balrampur branch of Axis Bank in Balrampur-Ramanujganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0004509. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004509.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Balrampur in Balrampur-Ramanujganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Balrampur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Balrampur-Ramanujganj manage online transfers as well as cheque clearances with ease.