For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Mandiapalli branch in Baleshwar, Berhampur, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Baleshwar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UTIB0002319. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Mandiapalli, Baleshwar

The table below shows the main details of the IFSC Code UTIB0002319 for the Axis Bank branch in Baleshwar, which falls under the Berhampur district in Odisha.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002319
Branch Mandiapalli
City Baleshwar
District Berhampur
State Odisha
Address Ground Floor, Plot No. 549/1022, Khatan No.195/40, Village Mandiapalli, Tehsil Berhampur, District Ganjam, Orissa, Pin 760007

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Baleshwar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0002319 for the Mandiapalli branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Mandiapalli, Baleshwar, Odisha, is provided a unique IFSC like UTIB0002319 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Baleshwar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Baleshwar and Berhampur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Mandiapalli do not get misguided to another person.

Format of the IFSC Code UTIB0002319

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mandiapalli in Baleshwar.

For example, the IFSC Code UTIB0002319 of Axis Bank for the Mandiapalli branch includes these elements, identifying the bank and the branch location in Baleshwar and Odisha accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0002319 of Axis Bank for its Mandiapalli branch located in Baleshwar, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Baleshwar and Berhampur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Mandiapalli or Baleshwar to get the exact IFSC Code UTIB0002319.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Baleshwar, then it will provide you proper information.

How to Use IFSC Code UTIB0002319 for Online Transfers?

If you have the IFSC Code UTIB0002319 for the Mandiapalli branch of Axis Bank in Baleshwar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002319. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0002319.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Mandiapalli in Baleshwar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Mandiapalli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Baleshwar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Mandiapalli, Baleshwar?

The IFSC Code is UTIB0002319.

Is the IFSC Code UTIB0002319 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Mandiapalli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mandiapalli branch?

The address of the branch is Ground Floor, Plot No. 549/1022, Khatan No.195/40, Village Mandiapalli, Tehsil Berhampur, District Ganjam, Orissa, Pin 760007 located in Baleshwar, Berhampur, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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