There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Lucknow Road Bahraich branch in Bahraich, Bahraich, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Bahraich or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0005173. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Lucknow Road Bahraich, Bahraich
Below in the table are the key details related to IFSC Code UTIB0005173 of Axis Bank for its branch located in Bahraich, within the district of Bahraich in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0005173 |
| Branch | Lucknow Road Bahraich |
| City | Bahraich |
| District | Bahraich |
| State | Uttar Pradesh |
| Address | Ugfloor, Narayanicomplex, Gata300, Vill Moh Shekhdahir, Parganafakharpur, Lucknowroad, Bahraich 271801, Up |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Bahraich for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005173 for the Lucknow Road Bahraich branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Lucknow Road Bahraich, Bahraich, Uttar Pradesh, is provided a unique IFSC like UTIB0005173 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in Bahraich.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bahraich and Bahraich.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Lucknow Road Bahraich do not get misguided to another person.
Format of the IFSC Code UTIB0005173
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lucknow Road Bahraich in Bahraich.
For example, the IFSC Code UTIB0005173 of Axis Bank for the Lucknow Road Bahraich branch includes these elements, identifying the bank and the branch location in Bahraich and Uttar Pradesh correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0005173 of Axis Bank for its Lucknow Road Bahraich branch located in Bahraich, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Bahraich and Bahraich, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Lucknow Road Bahraich or Bahraich to get the exact IFSC Code UTIB0005173.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Bahraich, then it will provide you proper information.
How to Use IFSC Code UTIB0005173 for Online Transfers?
Once you have the IFSC Code UTIB0005173 for the Lucknow Road Bahraich branch of Axis Bank in Bahraich, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0005173. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005173.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Lucknow Road Bahraich in Bahraich may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Lucknow Road Bahraich, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bahraich manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0005173.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ugfloor, Narayanicomplex, Gata300, Vill Moh Shekhdahir, Parganafakharpur, Lucknowroad, Bahraich 271801, Up located in Bahraich, Bahraich, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.